You’re Out of Debt! Now What?

by | Jul 23, 2017 | Debt

By Jeannie Rodriguez | Dr. Budgets Daniel and I met in 2011. We knew right away that our relationship was special, so it might not surprise you to learn that we started talking about some pretty serious stuff early on: kids, marriage, and, especially, money (he is Dr....

Use Debt. Don’t Let Debt Abuse You.

by | Jul 16, 2016 | Debt

Debt can help you fulfill your dreams and move you forward in achieving your financial goals. Debt can also turn into your worst nightmare if you aren’t careful. So how do you use debt, rather than letting debt abuse you? Step one is to get yourself out of credit card...

5 Reasons Why You Are Still in Debt

by | Jul 9, 2016 | Debt

You have a balance on your credit cards and you have decided to pay them off in two years. That’s great! So you simply take your total balance and divide it by 24 to find out what you should pay each month… then, two years later, you’re out of debt, right?...

5 Tips To Stay Out of Holiday Debt

by | Dec 2, 2014 | Debt

By Daniel Rodriguez | Dr. Budgets Happy December!  I hope you had a great Thanksgiving Weekend!  If you are like most Americans, you probably did some shopping over the weekend, and you probably did some online shopping yesterday.  But December doesn’t need to...

Say “No” to Student Loans!

by | Sep 2, 2014 | Debt

By Daniel Rodriguez | Dr. Budgets Yesterday was Labor Day and the unofficial end of summer. Scores of students headed back to school in recent weeks, and many of those students are college students. In the spirit of “back to school,” we’ll be focusing on money and...

The Rule of 72 for Debt

by | Mar 1, 2014 | Debt

By Daniel Rodriguez | Dr. Budgets Have you heard of the Rule of 72?  According to Wikipedia, it is a method of estimating an investment’s doubling time.  This rule is useful for quick calculations. For example, if you invested $10,000 today at a 6% return, the...