3 Steps to Plan Your Holiday Spending

By Daniel Rodriguez | Dr. Budgets Happy Holidays! It’s that time of the year again… time for family and loved ones, time for big feasts, and time for… holiday spending. Many people spend more on gifts during the last month of the year that they did the prior 11 months...

How to Have a Successful No-Spend Month

This month, my wife and I participated in our annual month-long spending freeze (No-Spend Month). You might be surprised to learn that my wife has been doing this for over ten years – long before she met me! She calls it “No-Spendtember.” I have since joined in the...

Saving Money on Kids Stuff

By Jeannie Rodriguez | Dr. Budgets There was a time when my daughter was around one year old that I started spending a lot of money. For a period of a few months, our expenditures were growing by a couple hundred dollars each month. I could justify pretty much all of...

Debt-Free Vacations

By Daniel Rodriguez | Dr. Budgets It’s officially summer and, for many of us, that means summer vacations! For many of my clients, the idea of saving for a vacation throughout the year had never occurred to them before working with me. They would simply charge all...

How to Make Dining In Work for You

By Jeannie Rodriguez | Dr. Budgets Sometime after we were engaged, Daniel and I were talking about how we pictured our future together, and he told me that eating together at home as often as we could was very important to him. He said that growing up, he didn’t have...