How to Have a Successful No-Spendtember

by | Sep 29, 2016 | Spend Wisely

In many ways, No-Spendtember goes against what I teach my clients. In general, Dr. Budgets is not about cutting out the things you love and drastically cutting your spending. However, what I like about No-Spendtember is that it is like a spending...

5 Initial Thoughts on Having Our First Child

by | Aug 7, 2016 | Family

By Jeannie & Daniel Rodriguez | Dr. Budgets This month we wanted to write something from our perspective as brand new parents. Our daughter just turned three months old, and we couldn’t be happier (tired, but happy :-)). Since this is a money-focused blog, we want...

Use Debt. Don’t Let Debt Abuse You.

by | Jul 16, 2016 | Debt

Debt can help you fulfill your dreams and move you forward in achieving your financial goals. Debt can also turn into your worst nightmare if you aren’t careful. So how do you use debt, rather than letting debt abuse you? Step one is to get yourself out of credit card...

5 Reasons Why You Are Still in Debt

by | Jul 9, 2016 | Debt

You have a balance on your credit cards and you have decided to pay them off in two years. That’s great! So you simply take your total balance and divide it by 24 to find out what you should pay each month… then, two years later, you’re out of debt, right?...