Blog

By Daniel Rodriguez | Dr. Budgets What is your financial goal? Samantha’s* dream was to quit her full-time job and start a business, while eliminating her credit card debt. Could she do it? Here is her story… Background I was in a career that didn’t fulfill me and, although the pay was good, I was too exhausted at the end of the day to do anything for myself. One day I found a training program for Read More

By Daniel Rodriguez | Dr. Budgets Sometimes in order to speed up the process to reach your goals you have to take extreme cost-cutting measures – but we’re not talking about living like an Extreme Cheapskate!  These changes are not for everyone, but if you can implement one or all of these ideas into your life, then you can shift thousands of extra dollars toward your goals. Here are some extreme cost cutting measures: 1) Read More

By Daniel Rodriguez | Dr. Budgets Yesterday was Labor Day and the unofficial end of summer. Scores of students headed back to school in recent weeks, and many of those students are college students. In the spirit of “back to school,” we’ll be focusing on money and kids this month, and we’re kicking it off with a few thoughts on student loans. Many people would classify student loans as “good debt” because it allows someone Read More

By Daniel Rodriguez | Dr. Budgets Last month’s blog had some tips on saving money from a woman’s perspective on things that are trendy, utilized infrequently, or not that important.  This month, I’m excited to present part II of last month’s blog with my tips on when to save and when to spend from a male’s perspective!  By working with my clients (and in my own experience), I’ve learned that men may not make as Read More

By Jeannie Riess | Dr. Budgets Working within a budget doesn’t mean you can’t spend money – it’s quite the opposite! A budget brings awareness to your spending and encourages you to spend money on what’s really important to you. If an annual vacation is a top priority for you, then divert the $20/week ($1,040 a year) you are spending on coffee drinks into a travel fund. When you save money on things that are Read More

By Daniel Rodriguez | Dr. Budgets So you married the love of your life, but are unsure of how to merge your finances?  Yes, talking about money can get emotional, and sometimes it is not easy to express yourself in a way that doesn’t hurt your spouse’s feelings.  There is no right or wrong way to merge your finances.  Whatever works for both of you is the best way.  It is important to openly communicate Read More

By Daniel Rodriguez | Dr. Budgets Congratulations on your engagement!  You’ve found the love of your life, and are now somewhere in the process of planning your amazing day.  Whether you and your soon-to-be spouse are paying for the affair yourselves, or you have help from family members, you’re probably working within a budget.  How do you manage to stay within that amount and still have your dream event?  My fiancée and I were faced Read More

By Daniel Rodriguez | Dr. Budgets Is credit card debt bringing you down?  There is a way out.  Read on to learn how Jane* managed to become debt free.  Here is her story… Background I bought my condo during the housing boom, and, as many people at the time, I had a five-year fixed interest rate.  After five years my mortgage payment almost doubled, so I started putting more and more of my everyday expenses Read More