I read a book last year that I may have changed my life. It is called “Simplicity Parenting” by Kim John Payne and Lisa Ross, and it’s sooooo good. The premise is that kids (and adults) are stressed out by having too many choices and too much stuff. Not to over-simplify it, but the authors

An emergency fund (or cash reserve fund) is important to your financial security. I would say paying off high-interest debt and building up an emergency fund are the foundation of your financial stability. This rings even more true during these unprecedented times. But, when should you tap into your emergency fund? What constitutes a financial

Gina’s Background I consider myself to be an “elder Millennial.” I’m not quite Gen X and not really a Millennial. I’m happy to be referred to in that way, but that means we grew up with credit cards being peddled on college campuses (“Get a credit card, get a T-shirt!”). People our age had parents

Did your business do better than expected this year? If so, congratulations! While I don’t encourage frivolous spending to save on taxes (after all, your tax deduction is never more than the actual expense!), there are some ways for you to save money on taxes with smart business holiday spending at the end of the

David and Mary* are another couple we worked with where one person wanted to work with a money coach and the other was hesitant, at first. Fortunately, Mary came around to the idea of working with a money coach, and now the two of them have achieved a lot as a couple! Here’s their story:

I remember the wonderful days of shopping with my young daughter before she realized that buying things from the store was an option. Once she figured out we could buy things and take them home, I was often asked “Can we buy this?” while on errands. Between navigating those situations with my daughter, chatting with

So, is hiring your child a good idea if you own a business? I think so! As a money coach, I’m always looking for creative ways to save money for my clients, and hiring your child is a great way to accomplish this objective. First things first though… ensure you hire them the right way.

Many small business owners probably ask themselves at one point or another, “Should I go into debt for my business?” As a new business owner, one of the first decisions you might make is whether to go into debt for the things you might “need” for your business. Depending on the type of business you

By Daniel Rodriguez | Dr. Budgets Spring Cleaning can mean more than buckets, mops, and brooms! There are many reasons why this time of year is great for cleaning up your finances: We’re three months into the year, so you are starting to get an idea of how the year is shaping up, including earnings,