Goal planning can be tricky. I think most of us set goals based on past experience. But the most inspirational goals come from envisioning a better future that looks and feels different than our past. Stephen Covey explained this concept in his book “The 7 Habits of Highly Effective People” with Habit 2: Begin With

Many people who approach us can benefit greatly by hiring a money coach. Some, however, need to work with a different professional. The following are 5 reasons NOT to hire a money coach. Investment or Retirement Advice If you need guidance with your investments or retirement plan (i.e. your 401(k) plan) then a money coach

A money coach does not give investment advice, but I thought it would be helpful to compile a list of articles that explain why you should contribute at least up to the maximum match into your 401(k) plan. Free Money: A surprising number of employees are missing out on a simple way to get “free money.”

By Daniel Rodriguez | Dr. Budgets Recently, I have been thinking about my purpose in life (my WHY). And, I have been thinking about how that WHY ties into Dr. Budgets. This year, Dr. Budgets hit a big milestone… 5 years in business. As I reflect on those 5 years and on what lies ahead

By Daniel Rodriguez | Dr. Budgets Happy New Year! During this time of the year I enjoy writing about goals and budgeting (Do You Have a “Crash Budget”? Or a Healthy Spending Plan?, Why I Don’t Do Budgets) because this is the time of the year when many of us decide to start something new

By Daniel Rodriguez | Dr. Budgets Rewarding myself when I reach my goals hasn’t been my strength in the past. As soon as I achieved my goal I would set a new goal, without acknowledging my efforts for reaching my original goal. Unfortunately, this created a cycle of “striving, but not arriving,” which made it

By Daniel Rodriguez | Dr. Budgets Happy New Year! Another year has come and gone, and last year’s goals are now in the history books. So how did you do? If you want some guidance in achieving your financial goals this year, then read on! Below I have compiled 7 steps to achieving your financial

By Daniel Rodriguez | Dr. Budgets This month I wanted to share with you nine of my favorite books just in case you are looking for a good book to add to your summer reading list. They are mostly financial books (of course!), but some are not. What are your favorite financial books? Please let me know