5 Initial Thoughts on Having Our First Child

by | Aug 7, 2016 | Family

By Jeannie & Daniel Rodriguez | Dr. Budgets This month we wanted to write something from our perspective as brand new parents. Our daughter just turned three months old, and we couldn’t be happier (tired, but happy :-)). Since this is a money-focused blog, we want...

Use Debt. Don’t Let Debt Abuse You.

by | Jul 16, 2016 | Debt

Debt can help you fulfill your dreams and move you forward in achieving your financial goals. Debt can also turn into your worst nightmare if you aren’t careful. So how do you use debt, rather than letting debt abuse you? Step one is to get yourself out of credit card...

5 Reasons Why You Are Still in Debt

by | Jul 9, 2016 | Debt

You have a balance on your credit cards and you have decided to pay them off in two years. That’s great! So you simply take your total balance and divide it by 24 to find out what you should pay each month… then, two years later, you’re out of debt, right?...

How to Save $500 in 30 Days on Dining Out

by | Mar 12, 2016 | Spend Wisely

By Daniel Rodriguez | Dr. Budgets Some of my clients, when they first hired me, discovered they had an opportunity to save money on their dining out spending. They would eat out, then swipe their debit or credit card without much awareness of the total amount they...