How to Have a Successful No-Spend Month

This month, my wife and I participated in our annual month-long spending freeze (No-Spend Month). You might be surprised to learn that my wife has been doing this for over ten years – long before she met me! She calls it “No-Spendtember.” I have since joined in the...

Saving Money on Kids Stuff

By Jeannie Rodriguez | Dr. Budgets There was a time when my daughter was around one year old that I started spending a lot of money. For a period of a few months, our expenditures were growing by a couple hundred dollars each month. I could justify pretty much all of...

Debt-Free Vacations

By Daniel Rodriguez | Dr. Budgets It’s officially summer and, for many of us, that means summer vacations! For many of my clients, the idea of saving for a vacation throughout the year had never occurred to them before working with me. They would simply charge all...