by Kai Dickens | Apr 7, 2026 | Debt, Financial Goals, Spend Wisely, Spending Plan
I know, I know. That’s probably not what you expected to hear from a budget coach. But hear me out. When people first come to me, a lot of them are surprised to find out that I don’t talk about investing. And the question I always get is…why not?...
by Daniel Rodriguez | Dec 17, 2020 | Financial Goals
Goal planning can be tricky. I think most of us set goals based on past experience. But the most inspirational goals come from envisioning a better future that looks and feels different than our past. Stephen Covey explained this concept in his book “The 7 Habits of...
by Daniel Rodriguez | Nov 16, 2020 | Spend Wisely
As the founder of Dr. Budgets, you can safely assume I have a good handle on my spending. But, even I have blind spots when it comes to my household expenses. Amazon Prime was one of those blind spots. In early 2019 we canceled our Amazon Prime subscription, and we...
by Daniel Rodriguez | Oct 19, 2020 | Organization Tips
My life is built around systems… that’s just how I’m wired. For Dr. Budgets, I have systems for managing potential clients, new clients, and coaching clients. I also have financial systems around the money that flows in and out of the company. On the personal...
by Daniel Rodriguez | Jul 16, 2020 | Organization Tips
An emergency fund (or cash reserve fund) is important to your financial security. I would say paying off high-interest debt and building up an emergency fund are the foundation of your financial stability. This rings even more true during these unprecedented times....
