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Let me ask you something. Are you and your partner constantly figuring out who owes who what? Venmoing each other back and forth for the electric bill? Arguing about who spent what? Yeah,  that often means their is too much month at the end of the money and it doesn’t have to be that way. One of the most common things I see with couples is that nobody ever actually sat down and decided how Read More

I know, I know. That’s probably not what you expected to hear from a budget coach. But hear me out. When people first come to me, a lot of them are surprised to find out that I don’t talk about investing. And the question I always get is…why not? Because we’ve been sold this idea that investing is the move. That it’s the thing that’s going to fix everything and finally get you ahead. And Read More

As a financial professional, I spend a lot of time with my clients working on finances and numbers. We focus on both the personal side of money as well as the business. You have to know what you need to make on the personal side in order to correctly pay yourself from the business side. In this video, I share my favorite features and benefits that the platform has making it very simple for you Read More

Goal planning can be tricky. I think most of us set goals based on past experience. But the most inspirational goals come from envisioning a better future that looks and feels different than our past. Stephen Covey explained this concept in his book “The 7 Habits of Highly Effective People” with Habit 2: Begin With the End in Mind. He states that this habit is based on “the ability to envision in your mind what Read More

As the founder of Dr. Budgets, you can safely assume I have a good handle on my spending. But, even I have blind spots when it comes to my household expenses. Amazon Prime was one of those blind spots. In early 2019 we canceled our Amazon Prime subscription, and we haven’t looked back. If you have Prime, you might be asking yourself “Why would you do that?!” The simple answer is that all clutter overwhelmed Read More

My life is built around systems… that’s just how I’m wired. For Dr. Budgets, I have systems for managing potential clients, new clients, and coaching clients. I also have financial systems around the money that flows in and out of the company. On the personal side, I have systems for tracking my time, loading the dishwasher, paying the bills, and automatically saving. Which brings me to the topic of this post… having a good personal Read More

I read a book last year that I may have changed my life. It is called “Simplicity Parenting” by Kim John Payne and Lisa Ross, and it’s sooooo good. The premise is that kids (and adults) are stressed out by having too many choices and too much stuff. Not to over-simplify it, but the authors suggest putting all of your kids’ toys in one place and getting rid of half of them. And then, get Read More

When starting to work with clients, the first thing we do together is look for easy ways to cut spending. Since I’ve been doing this for a long time, I can quickly identify a few things we can discuss with the potential to save hundreds or thousands of dollars per year with minimal impact on their lifestyle (or sometimes no impact at all!). One category that fits into this first round of discussion is the storage Read More