Blog

You have a balance on your credit cards and you have decided to pay them off in two years. That’s great! So you simply take your total balance and divide it by 24 to find out what you should pay each month… then, two years later, you’re out of debt, right? If only it were that easy! Paying off debt isn’t just about figuring out the numbers. There are a lot of emotional considerations involved Read More

By Jeannie Rodriguez | Dr. Budgets Next month will mark the five-year anniversary of the day Daniel and I met, and it has been a wonderful five years! Three years (to the day!) after we met, we were married and there are a few things I’d like to share about what it’s like being “Mrs. Budgets.” When I tell people my husband is a money coach, I explain that he’s like a personal trainer for Read More

By Daniel Rodriguez | Dr. Budgets This month, we sat down with Bobby Martins, a Real Estate Broker with nearly 20 years’ experience in San Diego. Bobby shared his home buying tips – all of which are Dr. Budgets approved – and some of them might surprise you!   Professional Details Name: Bobby Martins, GRI, ABR, CRS, CDPE, EPRO Occupation: Real Estate Broker Company: Keller Williams Realty Location: San Diego, CA   1) Select a Read More

By Daniel Rodriguez | Dr. Budgets Some of my clients, when they first hired me, discovered they had an opportunity to save money on their dining out spending. They would eat out, then swipe their debit or credit card without much awareness of the total amount they were actually spending every month. When I made them aware of their high dining out expenses (over $1,000/month), they turned to me for ideas on how to reduce Read More

By Jeannie Rodriguez | Dr. Budgets Dr. Budgets may know a lot about spending wisely, but he doesn’t shop for groceries in our household…So he’s asked me for my best tips on saving money on food. Between eating out and groceries, people often spend 20% or more of their income on FOOD… so these tips can add up to big savings for some! I’m going to start off by saying that I do not clip Read More

For those of you who know me, you know I love to play disc golf! It is a fast-growing sport that I started playing consistently in 2014. Since our theme this month is health and wealth, I would be remiss not to mention disc golf… Why do I feel disc golf is good for your health? First of all, it is a fun way to be physically active! You may have heard that you should Read More

By Daniel Rodriguez | Dr. Budgets Finding ways to save money gets me excited… finding ways to save money that are also good for your health gets me really excited! In this post I’ll share with you 5 tips that are good for your health and your wealth. 1) Drink Water.   In an earlier post (Drink Water for Your Health and Your Wealth) I shared how drinking water when you eat out can save you Read More

By Daniel Rodriguez | Dr. Budgets Rewarding myself when I reach my goals hasn’t been my strength in the past. As soon as I achieved my goal I would set a new goal, without acknowledging my efforts for reaching my original goal. Unfortunately, this created a cycle of “striving, but not arriving,” which made it very difficult to sustain my motivation over the long run. This is why I believe that rewards are critical to Read More