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Do you feel you have so much debt that you will never pay it off? Do you want to travel more without feeling guilty about going deeper into debt to do it? Teresa* had been in debt most of her life and decided she no longer wanted to live with it. Here is the story of her journey… Background I am a single woman and I have a son in college who I support. I Read More

Debt can help you fulfill your dreams and move you forward in achieving your financial goals. Debt can also turn into your worst nightmare if you aren’t careful. So how do you use debt, rather than letting debt abuse you? Step one is to get yourself out of credit card debt. If you are in credit card debt, then you need to figure out why you are still in debt, then take the necessary steps Read More

You have a balance on your credit cards and you have decided to pay them off in two years. That’s great! So you simply take your total balance and divide it by 24 to find out what you should pay each month… then, two years later, you’re out of debt, right? If only it were that easy! Paying off debt isn’t just about figuring out the numbers. There are a lot of emotional considerations involved Read More

By Jeannie Rodriguez | Dr. Budgets Next month will mark the five-year anniversary of the day Daniel and I met, and it has been a wonderful five years! Three years (to the day!) after we met, we were married and there are a few things I’d like to share about what it’s like being “Mrs. Budgets.” When I tell people my husband is a money coach, I explain that he’s like a personal trainer for Read More

By Daniel Rodriguez | Dr. Budgets This month, we sat down with Bobby Martins, a Real Estate Broker with nearly 20 years’ experience in San Diego. Bobby shared his home buying tips – all of which are Dr. Budgets approved – and some of them might surprise you!   Professional Details Name: Bobby Martins, GRI, ABR, CRS, CDPE, EPRO Occupation: Real Estate Broker Company: Keller Williams Realty Location: San Diego, CA   1) Select a Read More

By Daniel Rodriguez | Dr. Budgets Some of my clients, when they first hired me, discovered they had an opportunity to save money on their dining out spending. They would eat out, then swipe their debit or credit card without much awareness of the total amount they were actually spending every month. When I made them aware of their high dining out expenses (over $1,000/month), they turned to me for ideas on how to reduce Read More

By Jeannie Rodriguez | Dr. Budgets Dr. Budgets may know a lot about spending wisely, but he doesn’t shop for groceries in our household…So he’s asked me for my best tips on saving money on food. Between eating out and groceries, people often spend 20% or more of their income on FOOD… so these tips can add up to big savings for some! I’m going to start off by saying that I do not clip Read More

For those of you who know me, you know I love to play disc golf! It is a fast-growing sport that I started playing consistently in 2014. Since our theme this month is health and wealth, I would be remiss not to mention disc golf… Why do I feel disc golf is good for your health? First of all, it is a fun way to be physically active! You may have heard that you should Read More